Important Disclaimers

The information provided through our financial planning consultation services is for general informational purposes only. Our consultations are designed to discuss various financial approaches and analytical frameworks, but should not be construed as specific financial advice tailored to your unique circumstances.

Individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed concepts. We strongly recommend consulting with multiple qualified professionals before making any significant financial decisions.

torailyyra and its consultants shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of our consultation services or reliance on information provided during consultations.

While we strive to provide current and accurate information during our consultations, financial markets and regulations change frequently. We cannot guarantee the accuracy, completeness, or timeliness of all information discussed.

• Market data and financial information may be delayed or subject to revision
• Regulatory changes may affect the relevance of previously discussed concepts
• Economic conditions can rapidly alter the applicability of financial approaches
• Individual circumstances may change, affecting the relevance of prior consultations

torailyyra provides analytical discussions and general financial planning concepts through our consultation services. These discussions are not intended to replace professional advice from licensed financial advisors, accountants, or legal professionals.

We strongly encourage you to seek independent professional advice before making any significant financial decisions based on concepts discussed in our consultations.

Our consultations may reference external resources, websites, or third-party materials for educational purposes. We do not endorse, control, or assume responsibility for the content of these external sources.

Any third-party information referenced during consultations is provided for general interest only and does not constitute our recommendation or endorsement of specific products or services.

All consultation materials, methodologies, and proprietary analytical frameworks used by torailyyra remain our intellectual property and are protected by applicable copyright laws.

Clients may not reproduce, distribute, or commercialize any proprietary methodologies or materials shared during consultations without express written permission.

These disclaimers and our consultation services are governed by Australian law and subject to the jurisdiction of Australian courts.

Clients agree to indemnify and hold harmless torailyyra and its consultants from any claims, damages, or expenses arising from the client's use of consultation services or implementation of discussed concepts.

torailyyra reserves the right to modify these disclaimers at any time. Changes will be effective immediately upon posting to our website.

Continued use of our consultation services after modifications constitutes acceptance of the updated disclaimers.

By engaging our consultation services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and all applicable terms.

If you have questions about these disclaimers or need clarification on any provisions, please contact us using the information below.